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  1. S

    Politics, politics, politics (so long and thanks for all the fish)

    That's for new advances only (I.e. new customers for the lender). Doesn't include re-mortgages, further advances etc.
  2. S

    Politics, politics, politics (so long and thanks for all the fish)

    Most properties owned will have been owned via a mortgage at some point. But if you want mortgage % the total number of "households" in the UK is 28.6 million. 65% own the home = 18.59 million. There are 8.5 million outstanding mortgages at 2022. While thats increased since i'd say roughly...
  3. S

    Politics, politics, politics (so long and thanks for all the fish)

    Boomers aren't the only people that can afford houses, that is a myth. It is 65% of households in Britain own their home. Not all of them will be mortgaged. UK Finance state members told them there were 8.5 million outstanding residential mortgage loans at 2022 and 2 million buy to let loans...
  4. S

    Politics, politics, politics (so long and thanks for all the fish)

    Way off. Having checked properly it's 65% of all UK households own their own home. Does vary significantly by demographic though: - 70% of white British - 68% of British Indian - much lower for other ethnic groups with the lowest being mixed white/black and black other (down at 14 and 16%)...
  5. S

    Politics, politics, politics (so long and thanks for all the fish)

    The sturgeons ....take the biscuit: "We are the highest and mightiest bastions of ethics in politics, you need to get rid of rule by nasty corrupt England so give us all your money for my new camper .....I mean ...a new referendum campaign!" What's that? Oh no don't listen to what Alec tells...
  6. S

    Politics, politics, politics (so long and thanks for all the fish)

    You can't do that though as times have moved on. 60-70% of adults in this country own a house via a mortgage. Not only would what you suggest put millions into negative equity it would also massively devalue mortgaged backed securities and destroy retail bank asset portfolios causing a repeat...
  7. S

    Politics, politics, politics (so long and thanks for all the fish)

    Yeah just for example, she was raging at Nadim Zahawi placing assets into a trust - she's done exactly the same thing! Its the hypocrisy thats going to kill her in terms of public perception not the tax dodge itself. The other thing is how this transaction and the tax affairs came into the...
  8. S

    Dejan Kulusevski

    Ally Gold now reporting that he is likely out until at least December.
  9. S

    Politics, politics, politics (so long and thanks for all the fish)

    Definitely think her final destination is going to be a safer seat in the south. Her current seat is currently predicted to fall to Reform in 2029 and I think we'll see a similar game of musical chairs with other senior Labour figures over the next few years if they can't arrest the polling.
  10. S

    Politics, politics, politics (so long and thanks for all the fish)

    She certainly needs better advisors. If you're that bothered about tax then buying an £800k second home yourself not via a limited company or trust is amateur-hour!
  11. S

    *** OMT Tottenham Hotspur v AFC Bournemouth ***

    Think Spence should play right back and Udogie left.
  12. S

    Politics, politics, politics (so long and thanks for all the fish)

    I think we have refuced consumption of fossil fuels quite considerably. In terms of clean energy being about national security we could do with ending the reliance on Chinese technology, materials and companies for green energy. Doesn't help that they're the only country able to produce...
  13. S

    Politics, politics, politics (so long and thanks for all the fish)

    Reyner is toast. Her explanation doesn't add up: ok, you say you had legal advice that you didn't have to pay the higher rate of stamp duty. Did that legal advice also tell you to declare the property to be your main residence on the tax declaration and to remove youself from the title deeds...
  14. S

    Politics, politics, politics (so long and thanks for all the fish)

    I think everyone wants to phase out fossil. So that's not as radical as is made out. The only gradient you get from left to right is the pace of phase out and how much risk you are willing to carry re: energy costs and network stability in the transition. Also whether you're willing to continue...
  15. S

    Politics, politics, politics (so long and thanks for all the fish)

    Won't they change to an extent with a new leader?
  16. S

    Politics, politics, politics (so long and thanks for all the fish)

    Isn't he a bit of a crank? There's a tonne of stuff coming out about his previous life as a hypnotherapist where he claimed he could reduce a patient's breast size and i'm sure there will be more to come now he holds a higher profile.....
  17. S

    Politics, politics, politics (so long and thanks for all the fish)

    Just FYI the >50% of success criteria is a pretty standard clause and its based on actually SRA conduct guidelines where solicitors shouldn't take claims through the courts on behalf of clients unless they believe there is a reasonable prospect of success. If you read up on SLAPP cases you will...
  18. S

    Randal Kolo Muani

    Watching his videos do you know who he reminds me of? Freddie Kanoute.
  19. S

    Politics, politics, politics (so long and thanks for all the fish)

    The only difference between it being slow Liz and fast lettuce is that Liz picked a fight with the Bank of England and the Treasury and their actions undermined each other's. Civil servants are trying to help the government as much as they can and the bank are not intervening despite inflation...
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