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  1. johnola

    Financial cost of relegation?

    It won’t cost me anything anyway. Plus we haven’t had the round of point deductions yet.
  2. johnola

    Ange in or out?

    Oh you think he is getting sacked?
  3. johnola

    Ange in or out?

    I think we can all agree now, Ange is going nowhere….
  4. johnola

    The Official 2024/25 Premier League Thread

    If you are judging then on Liverpool away then you might be in for a surprise.
  5. johnola

    Self employed pensions advice

    Yeah but many forgotten pensions schemes just do not have the money to do that. The admin is just a draw full of paper records in HRs storeroom and the money is actually just a share of a crusty old commercial building in Hemel Hempstead and the responsibility is with a few even crustier old...
  6. johnola

    Self employed pensions advice

    You will be much more likely to have accrued full state entitlement at fifty if you had accrued state second pension entitlement (known as SERPs pre 1997). The problem being the value of the state second pension entitlement I lost was significant and was added to my ‘foundation amount’ for the...
  7. johnola

    Self employed pensions advice

    There are pitfalls with nino (some of which have been recycled) but I believe the principle was entirely to trace long since forgotten pots, schemes and contracts for which a person retained some benefit entitlement. That is you check the dashboard and contact the relevant administrator for...
  8. johnola

    Self employed pensions advice

    This ticks those boxes.
  9. johnola

    Self employed pensions advice

    Good stuff thinking about your pension fella. The other thing is to check where you are with state pension you need so many years of national insurance contributions for the maximum. I can’t accrue anymore state pension (I am five years older) and you might find you are close to the full...
  10. johnola

    Self employed pensions advice

    It’s a government idea the industry is having some problems with.
  11. johnola

    Self employed pensions advice

    The pensions dashboard is coming fairly soon I wouldn’t waste too much energy beyond going through your old paperwork.
  12. johnola

    Self employed pensions advice

    Yep. I’m not sure how old you are Bedford but there was a limited advantage to retaining small pots as they didn’t used to count towards the lifetime allowanc - but this advantage has now gone- but I suspect there remain some tax free cash advanteges that might outweigh the potential reduction...
  13. johnola

    The Space Thread

    Bezos latest Rocket (New Glenn) was due for its first launch today but has been postponed - not due to weather - and has not yet rescheduled. Also NASA set out its approach to returning the Martian rock samples collected by the Perseverance Rover. See link here for more information: NASA...
  14. johnola

    FA Cup 24/25

    This extra half hour is welcome.
  15. johnola

    OMT - Tottenham Hotspur FC vs Tamworth FC

    Rope-a-dope.
  16. johnola

    OMT - Tottenham Hotspur FC vs Tamworth FC

    Good from Spence for the third goal.
  17. johnola

    OMT - Tottenham Hotspur FC vs Tamworth FC

    Postiga, Soldado, Ndombele
  18. johnola

    OMT - Tottenham Hotspur FC vs Tamworth FC

    You should be supporting that, you started this thread this is all on you.
  19. johnola

    OMT - Tottenham Hotspur FC vs Tamworth FC

    One nil away! Absolute pearler - one to rival Ronnie Radford that was. We haven’t lost a cup game all year you know.
  20. johnola

    OMT - Tottenham Hotspur FC vs Tamworth FC

    Lambs bleat Spurs
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